Corporate Financial Planning

• Pension Scheme Administration for Group Personal Pension Plans.
• Providing advice in respect of auto-enrolment.
• Providing advice on employee benefits including Private Medical Insurance, Group Income Replacement Policies and Group Life Assurance Schemes.
• Giving employees Annuity advice at retirement.
• Paying off business borrowings, paying for replacement staff or ensuring profits are maintained in the event of the death or serious illness of key personnel.
• Provision of sufficient capital for surviving directors or partners to buy shares back from deceased director's or partner's widow, which ensures that these shares are not sold to a competitor.

Individual Financial planning

• Advice relating to pensions and divorce, including pension sharing orders.
• Investment of divorce settlements for long term income or capital growth.
• Setting up appropriate Life Cover to protect maintenance arrangements in the event of death.
• Investment of trust assets and payments to beneficiaries.
• Setting up suitable Life Assurance arrangements to fund for inheritance tax bills, including gift inter vivos policies.
• Ensuring personal mortgages are repaid in the event of Death or Critical Illness.
• Protecting families and dependents in the event of the Death or Serious Illness of the main earner.
• Setting up Personal Pensions and Self Invested Personal Pensions for individuals.
• Ensuring individuals receive the most competitive option at retirement, including annuities and flexi access drawdown.
• Providing investment advice to individuals, including Investment of tax free cash sums at retirement and personal injury compensation.

Our advice can be paid by fees or adviser charges.